# Financial AI agents: separate research, transaction preparation and execution authority

Source: https://www.web3sec.news/blog/financial-ai-agent-permission-boundaries
Updated: 2026-11-08

Assign owners and record supporting evidence in your team's own system.

- [ ] Separate financial reading, preparation and execution identities.
- [ ] Inspect withdrawal, recipient-management and administrative scopes.
- [ ] Approve a manifest containing the exact destination and economic effects.
- [ ] Enforce per-action, cumulative and time limits outside the model.
- [ ] Test replay, changed values and unauthorized recipients using synthetic value.

## References
- [OWASP: transaction authorization](https://cheatsheetseries.owasp.org/cheatsheets/Transaction_Authorization_Cheat_Sheet.html)
- [IETF RFC 9396: OAuth rich authorization requests](https://www.rfc-editor.org/rfc/rfc9396.html)